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Program guides, rate matrices, submission forms and required disclosures — organized so you can pull what a file needs without digging.

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Submission Forms

NonQM Loan Submission Requirements

PDF · Fillable · Checkboxes & dropdowns
Download

RTL Loan Submission Requirements

PDF · Fillable · Checkboxes & dropdowns
Download
Program Guides & Matrices

NonQM Matrix

PDF
Download

NonQM Guide

PDF
Download

RTL Guide

PDF · Fix & Flip, GUC, Bridge
Download

RTL Matrix

PDF
Download
Forms

Program Summary

PDF
Download

Appraisal Transfer Policy

PDF · Fillable
Download

Borrower Certification & Authorization

PDF · Fillable
Download

Borrower Certification of Business Purpose

PDF · Fillable
Download

Borrower Occupancy Certification

PDF · Fillable
Download

Business Narrative Form

PDF · Fillable
Download

Business Purpose Licensing Guide

PDF
Download

Exception Form

PDF · Fillable
Download

Gift Letter

PDF · Fillable
Download

Non-Occupant Borrower Occupancy Certification

PDF · Fillable
Download

Spousal Consent

PDF · Fillable
Download

Verification of Earnings

PDF · Fillable
Download
Marketing

Co‑Branded Flyer Templates

PDF · Editable
Download

"What Is Non‑QM?" Borrower One‑Pager

PDF · Client‑facing
Download

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