Mortgage
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Our Products
ALPHA+
Full Doc & Bank Statement Options
680 Min FICO
90% Max LTV
Seasoning: 48 Mo. from Bankruptcy
Seasoning: 48 Mo. from Housing Event
Loan Amounts to $3.0 Million
Fixed, Arm and Interest Only Available
ALPHA
Full Doc & Bank Statement Options
660 Min FICO
90% Max LTV
Seasoning: 36 Mo. from Bankruptcy
Seasoning: 36 Mo. from Housing Event
Loan Amounts to $5.0 Million
Fixed, Arm and Interest Only Available
BETA
Full Doc & Bank Statement Options
580 Min FiCO
85% Max LTV
Seasoning: 0 Mo. for Bankruptcy
Seasoning: 0 Mo. for Housing Event
Loan Amounts to $3.0 Million
Fixed, Arm and Interest Only Available
JUMBO
Full Doc & Bank Statement Options
620 Min FICO
90% Max LTV
Seasoning: 24 Mo. from Bankruptcy
Seasoning: 24 Mo. from Housing Event
Loan Amounts to $20.0 Million
Fixed, Arm and Interest Only Available
DELTA (Investor)
Full Doc, DSCR & No Ratio Options
600 Min FICO
80% Max LTV
Seasoning: 24 Mo. from Bankruptcy
Seasoning: 24 Mo. from Housing Event
Loan Amounts to $5.0 Million
Fixed, Arm and Interest Only Available
ZETA (Foreign National)
Full Doc, DSCR, Asset Depletion, No Ratio
No FICO Needed
75% Max LTV
2nd Home & Investment Property Options
Need Valid Passport & Visa
Loan Amount to $5.0 Million
SFR, Condo, Non-Warr. Condo, 2-4 Units
PRIVATE MONEY
No Ratio, DSCR, Full Doc Options
No Min FICO
Max LTV – Per Scenario
Bankruptcy Seasoning: None
Housing Event Seasoning: None
Loan Amounts to $50.0 Million
Fixed, Arm and Interest Only Available
BRIDGE
No Ratio, DSCR, Full Doc Options
No Min FICO
Max LTV – Per Scenario
Bankruptcy Seasoning: None
Housing Event Seasoning: None
Loan Amounts to $50.0 Million
Fixed, Arm and Interest Only Available
FIX & FLIP
No Doc, Full Doc, DSCR Options
No FICO Needed
Max LTV – 100%
Investment Property
Seasoned & Non-Seasoned
Loan Amount to $15.0 Million
SFR, Condo, Non-Warr. Condo, 2-4 Units
GAMMA (Multi-Unit)
No Ratio, DSCR, Full Doc Options
660 Min FICO
75% Max LTV
Seasoning: 24 Mo. from Bankruptcy
Seasoning: 24 Mo. from Housing Event
Loan Amounts to $50.0 Million
Fixed, Arm and Interest Only Available
OMEGA (NonQM Jumbo)
No Ratio, DSCR, Full Doc Options
720 Min FICO
70% Max LTV
Seasoning: 48 Mo. from Bankruptcy
Seasoning: 48 Mo. from Housing Event
Loan Amounts to $10.0 Million
Fixed, Arm and Interest Only Available
SIGMA (Second Mtg)
Full Doc, Alt Doc, DSCR Options
680 Min FICO
90% Max LTV
2nd Home & Investment Property Options
Quick Turn Times
Loan Amount to $500K
SFR, Condo, Non-Warr. Condo, 2-4 Units
SMALL COMMERCIAL
No Ratio, DSCR, Full Doc Options
620 Min FICO
90% Max LTV
Seasoning: 24 Mo. from Bankruptcy
Seasoning: 24 Mo. from Housing Event
Loan Amounts to $20.0 Million
Fixed, Arm and Interest Only Available
COMMERCIAL
No Ratio, DSCR, Full Doc Options
620 Min FICO
Max LTV – Per Scenario
Seasoning: 24 Mo. from Bankruptcy
Seasoning: 24 Mo. from Housing Event
Loan Amounts to $50.0 Million
Fixed, Arm and Interest Only Available
CONSTRUCTION
Full Doc, Alt Doc, DSCR Options
620 Min FICO
Max LTV – Per Scenario
Investment Property
Options for Non-Seasoned Investors
Loan Amount to $50.0 Million
Fixed, Arm and Interest Only Available
