ALPHA+
Full Doc & Bank Statement Options
680 Min FICO
90% Max LTV
Seasoning: 48 Mo. from Bankruptcy
Seasoning: 48 Mo. from Housing Event
Loan Amounts to $3.0 Million
Fixed, Arm and Interest Only Available
See guides and matrices
ALPHA
Full Doc & Bank Statement Options
660 Min FICO
90% Max LTV
Seasoning: 12 Mo. from Bankruptcy
Seasoning: 12 Mo. from Housing Event
Loan Amounts to $5.0 Million
Fixed, Arm and Interest Only Available
SEE GUIDES AND MATRICES
BETA
Full Doc & Bank Statement Options
580 Min FiCO
85% Max LTV
Seasoning: 0 Mo. for Bankruptcy
Seasoning: 0 Mo. for Housing Event
Loan Amounts to $3.0 Million
Fixed, Arm and Interest Only Available
SEE GUIDES AND MATRICES
JUMBO
Full Doc & Bank Statement Options
620 Min FICO
90% Max LTV
Seasoning: 48 Mo. from Bankruptcy
Seasoning: 36 Mo. from Housing Event
Loan Amounts to $20.0 Million
Fixed, Arm and Interest Only Available
SEE GUIDES AND MATRICES
DELTA (Investor)
Full Doc, DSCR & No Ratio Options
600 Min FICO
80% Max LTV
Seasoning: 24 Mo. from Bankruptcy
Seasoning: 24 Mo. from Housing Event
Loan Amounts to $5.0 Million
Fixed, Arm and Interest Only Available
SEE GUIDES AND MATRICES
ZETA (Foreign National)
Full Doc, DSCR, Asset Depletion, No Ratio Options
No FICO Needed
75% Max LTV
2nd Home & Investment Property Options
Need Valid Passport & Visa
Loan Amount to $3.0 Million
SFR, Condo, Non-Warrantable Condo, 2-4 Units
SEE GUIDES AND MATRICES
PRIVATE MONEY
No Ratio, DSCR, Full Doc Options
No Min FICO
Max LTV – Per Scenario
Bankruptcy Seasoning: None
Housing Event Seasoning: None
Loan Amounts to $50.0 Million
Fixed, Arm and Interest Only Available
SEE GUIDES AND MATRICES
BRIDGE
No Ratio, DSCR, Full Doc Options
No Min FICO
Max LTV – Per Scenario
Bankruptcy Seasoning: None
Housing Event Seasoning: None
Loan Amounts to $50.0 Million
Fixed, Arm and Interest Only Available
SEE GUIDES AND MATRICES
FIX & FLIP
No Doc, Full Doc, DSCR Options
No FICO Needed
Max LTV – 100% Option
Investment Property
Options for Seasoned & Non-Seasoned Investors
Loan Amount to $15.0 Million
SFR, Condo, Non-Warrantable Condo, 2-4 Units
SEE GUIDES AND MATRICES
GAMMA (Multi-Unit)
No Ratio, DSCR, Full Doc Options
660 Min FICO
75% Max LTV
Seasoning: 24 Mo. from Bankruptcy
Seasoning: 24 Mo. from Housing Event
Loan Amounts to $50.0 Million
Fixed, Arm and Interest Only Available
SEE GUIDES AND MATRICES
OMEGA (NonQM Jumbo)
Full Doc, Alt Doc Options
720 Min FICO
70% Max LTV
Seasoning: 48 Mo. from Bankruptcy
Seasoning: 48 Mo. from Housing Event
Loan Amounts to $10.0 Million
Fixed, Arm and Interest Only Available
SEE GUIDES AND MATRICES
SIGMA (Second Mtg)
Full Doc, Alt Doc, DSCR Options
680 Min FICO
Max LTV – 90% Option
Primary, Secondary, Investment Property
Quick Turn Times
Loan Amount to $500K
SFR, Condo, Non-Warrantable Condo, 2-4 Units
SEE GUIDES AND MATRICES
SMALL COMMERCIAL
No Ratio, DSCR, Full Doc Options
620 Min FICO
75% Max LTV
Seasoning: 24 Mo. from Bankruptcy
Seasoning: 24 Mo. from Housing Event
Loan Amounts to $50.0 Million
Fixed, Arm and Interest Only Available
SEE GUIDES AND MATRICES
COMMERCIAL
No Ratio, DSCR, Full Doc Options
620 Min FICO
Max LTV – Per Scenario
Seasoning: 24 Mo. from Bankruptcy
Seasoning: 24 Mo. from Housing Event
Loan Amounts to $50.0 Million
Fixed, Arm and Interest Only Available
SEE GUIDES AND MATRICES
CONSTRUCTION
Full Doc, Alt Doc, DSCR Options
620 Min FICO
Max LTV – Per Scenario
Investment Property
Options for Seasoned & Non-Seasoned Investors
Loan Amounts to $50.0 Million
Fixed, Arm and Interest Only Available
SEE GUIDES AND MATRICES
The things we do best
Awesome support
Work with the best team of wholesale account executives, account managers & experienced Non-QM | Jumbo Underwriters.
Company
More than 40 years of mortgage industry experience, Rockstone is a leader in wholesale loan origination.
What is Non-QM?
Learn all about Non-QM | Non-Prime mortgage products and how Rockstone's products can help you expand your business.
Management
Access to our world class management team. You will have direct lines to the managing directors to help grow your business.
Join the Non-QM Opportunity!
“Changing what brokers and lenders expect from a Non-QM lender. The Non-QM loan volume is expected to double year over year for the next 5 years. Educate your borrowers, real estate agents, accountants, investors, and referral sources.”
-Rockstone Managing Director
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